Every year, there are approximately 24,000 home fires in Canada, and they result in thousands of dollars worth of property damage. It can be easy to assume something like this will never happen to you, and the odds are low that it will. However, when it does occur, it typically happens when you least expect it.
A fire can quickly overtake your home, and you won’t have time to retrieve your valuables. When you take the time now to prepare yourself in the event this ever happens to you, you can remain a step ahead and increase your chances of coming out of the situation with minimal losses.
Keep an Accurate Inventory of Possessions
When a house fire claims its stake on your home, you’re left astounded, and what remains is an unfamiliar area that used to be your living space. It can prove to be next to impossible to remember everything you had, but your insurance will need information quickly in order to get you the compensation you need.
It’s a good idea to carefully record a listing of your property as well as cost information if possible. There are a number of ways in which you can accomplish this. Gone are the days when you had to write everything down. Today, you can easily take pictures or, even better, make a video. To ensure nothing is left out, consider hiring professional cataloguing services.
Buy a Safe
A fire-resistant safe is a foolproof way to ensure your most valuable items are out of harm’s way. While many items can be easily replaced using insurance money, there are others that simply cannot. Valuables, such as firearms, require a significant investment, and a quality gun safe with a good fire rating can give you the peace of mind you need.
Don’t Overlook Your Smoke Detectors
Once our smoke detectors are installed, it can be easy to overlook them. After all, they likely never go off, and you don’t typically think they ever will. However, this is your first line of defense when a fire begins. They can even prove to wake you up if a fire develops during the evening hours. Take the time to replace your fire alarm’s batteries at least twice per year. Also ensure you have at least one fire extinguisher for every 3,000 square feet in your home.
It Can Happen to Anyone
A house fire can impact anyone, and it happens when you least expect it. There are a number of risk factors that can increase your odds of falling victim, and just a few of these include:
- You smoke in your home.
- You live in a one or two-family dwelling.
- You prepare home-cooked meals often.
While we cannot eliminate the possibility of falling victim to a house fire, there are things you can do to prevent your belongings from becoming damaged, and these valuable tips can save you thousands of dollars as well as protect priceless items that insurance just cannot replace.